Fix it now.Pay over time.
Two lenders, one page. Tap a button, answer a few questions on your phone, and most people have an answer in about a minute. Your FIXALL tech walks you through it right at the kitchen table.
Get my quote
Name, phone, what you need. The office calls you back.
- Service
- Synchrony and Wisetack financing on any FIXALL job: boilers, furnaces, water heaters, sewer lines, HALO water systems, drains
- Where
- Based in Aberdeen, serving all 42 towns in Monmouth County, NJ
- When
- 24/7/365: nights, weekends and holidays
- Who answers
- A live person answers, never voicemail
- License
- Licensed master plumbing company, NJ Master Plumber Lic. #12125, fully insured
- Reviews
- 4.9 stars, 350+ Google reviews
- Pricing
- Price in writing before any work starts; financing through Synchrony and Wisetack
- Decision time
- Usually under a minute
- Credit check
- Both lenders prequalify you with a soft check, no score impact; a full application is a credit inquiry
- Call or text
- (732) 991-2211
Two lenders, no wrong door.
Both are real banks, both pay FIXALL directly, both let you apply from your phone. Here is the difference in plain words.
Wisetack
A fixed-rate loan through Housecall Pro, the system we schedule and invoice in. See what you qualify for in about a minute before you commit to anything.
- $500 to $65,000, 3 months to 10 years
- Up to six offers to choose from, 0% to 35.9% APR
- Checking your options does not touch your credit score
- No prepayment penalty, no late fees
Synchrony
A revolving credit account from Synchrony Bank, like a store card you can use again on your next FIXALL job. Pick a no-interest window or a fixed-rate plan.
- No interest if paid in full in 6, 12, 15, 18 or 24 months
- Or 7.99% APR with the same payment every month
- Prequalify in seconds, no impact to your credit score
- Decision in seconds, no minimum purchase
Pick the payment, not just the price.
All of it, in plain words. Your tech carries the same list.
| Lender | The option | What it means for you |
|---|---|---|
| Synchrony | No interest if paid in full within 6, 12, 15, 18 or 24 months | Pay the full amount inside the window you pick and you pay no interest at all. Miss the window and interest is charged from the purchase date on the whole balance. Minimum monthly payments required. |
| Synchrony | 7.99% APR, fixed monthly payments until paid in full | The same payment every month, 4% of the amount financed, about 28 payments, and a rate that never changes. No balloon at the end. |
| Wisetack | Fixed-rate loan, 3 months to 10 years | $500 to $65,000. APRs from 0% to 35.9% based on your credit. You see up to six offers and pick one. No prepayment penalty, no late fees, no compounding interest. |
| Wisetack | 0% APR for 3 months | Split a smaller job into three equal payments with no interest, on qualifying purchases. |
Subject to credit approval. Synchrony: interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period; minimum monthly payments required. Wisetack: loans are made by Wisetack’s lending partners; the offers you see depend on the amount and your credit. Full terms in the fine print below.
Five minutes with your tech, answer in seconds.
Tap the button to see if you prequalify (no impact to your credit score) or apply right from your phone. Your FIXALL technician can also take the application on the job, or our office can over the phone, 24/7. Have your ID handy. Once you are approved you pick the window: no interest if paid in full in 6, 12, 15, 18 or 24 months, or the 7.99% fixed-payment plan. Your approval stays open for your next FIXALL job too.
- Decision in seconds
- No minimum purchase
- Minimum monthly payments as low as 2.5% of the balance
- Pay any amount, any time
Five steps, one phone.
The same steps your tech walks you through at the kitchen table. Most people finish in under ten minutes.
Get your price in writing
Your FIXALL tech prices the job on-site, usually three options: good, better, best. You know the total before anything starts.
Pick a lender on this page
Wisetack to see your loan options, Synchrony for a no-interest window. Both prequalify you with no hit to your credit. Your tech can open this page on your phone with you.
Answer a few questions
Name, address, date of birth, income, the last four of your Social. About a minute. Wisetack shows your offers right away; Synchrony gives a decision in seconds.
Choose your plan and sign on your phone
Pick the term that fits. Read the terms, e-sign. Nothing is charged until the work is done.
We do the work. You pay monthly.
The lender pays FIXALL; you pay the lender one flat amount a month. Pay it off early whenever you like.
Does checking my options hurt my credit score?
No. Both lenders let you prequalify with a soft check that does not touch your score: Wisetack shows your offers, Synchrony tells you in seconds whether you prequalify. A full application, which you only send once you have decided, is a credit inquiry, like applying for any card.
What do I need to apply?
Your phone, your name and address, date of birth, income and the last four digits of your Social Security number. Wisetack takes about a minute. Synchrony takes about five minutes with your tech or our office and gives a decision in seconds.
Can I finance a repair, or only a replacement?
Any FIXALL job. Wisetack starts at $500 and goes to $65,000, Synchrony has no minimum. Boilers, furnaces, water heaters, sewer lines, HALO water systems, drain work, the lot.
What does “no interest if paid in full” really mean?
You pick a window: 6, 12, 15, 18 or 24 months. Pay the whole amount inside that window and you pay zero interest. If any balance is left when the window closes, Synchrony charges interest from the original purchase date on the whole purchase. Minimum monthly payments are required the whole time, so set the payment that clears it in time.
Can I pay it off early?
Yes, both. Wisetack has no prepayment penalty, no late fees and no compounding interest. Synchrony is a revolving account, so you can pay any amount at any time.
Which one should I pick?
Want zero interest and you can clear it inside 6 to 24 months: Synchrony. Want a fixed rate with a set number of payments, up to ten years, or you just want to see what you qualify for without touching your credit: Wisetack. Your tech will walk you through both; there is no wrong door.
Does FIXALL see my credit information?
No. You apply with the lender on your own phone. FIXALL only learns the approved amount and the plan you chose, which is what we need to write up the job.
Financing is subject to credit approval by the lender; FIXALL is not the lender. Synchrony: the Synchrony Project Card is a revolving credit account issued by Synchrony Bank. No interest if paid in full within the promotional period (6, 12, 15, 18 or 24 months, depending on the plan you choose): interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period; minimum monthly payments required. 7.99% APR plan: fixed monthly payments equal to 4% of the promotional purchase amount until paid in full. Wisetack: loans are made by Wisetack’s lending partners. $500 to $65,000, 3 to 120 months, APRs from 0% to 35.9% based on creditworthiness. Checking your options is a soft credit inquiry; accepting a loan may involve a hard inquiry. Terms at wisetack.com. Payment figures on this page are examples only; your exact payment and total price are confirmed in writing before any work begins. FIXALL Plumbing Heating & Air Condition, 105 Church Street, Suite 1A, Aberdeen, NJ 07747. NJ Master Plumber Lic. #12125.
Get the price first, then the payment.
Call, text, or send the form. A live person calls you back. Your price in writing before we start, financing on your phone before we leave.
Get your free quote
Tell us what’s going on. A live person calls you back.